The platform

One system. Every origination stage.

Intake, decisioning, workflow and documentation — operating within a single controlled framework. Purpose-built for asset origination.

Core modules

Four modules. One audit trail.

Each stage of the origination lifecycle is structured within the same platform. No integrations between disconnected tools. No gaps between systems.

01

Intake & channels

Configurable submission flows for direct, broker and embedded channels. Define field logic, product conditions and validation rules without code. New asset classes are configured within the existing framework — not built from scratch.

Direct channel Broker lodgement Embedded finance Multi-product
02

Decision engine

Credit policy deployed as executable logic. Champion and challenger strategies run simultaneously in live production. Compare performance in real time. Adjust rules without engineering releases or deployment cycles.

Champion/challenger Real-time decisioning Policy configuration No-code rules
03

Workflow engine

Stages, queues and handoff rules configured to your origination process. Intelligent routing moves applications to the right reviewer at the right time. The underwriter workbench provides next best actions and integrated communication tools.

Smart queuing Workbench Next best actions STP support
04

Compliance layer

Every rule applied, every decision made and every document generated is logged at the point of action. Full traceability maintained automatically. No manual audit reconstruction. ISO27001 and SOC2 Type II certified.

ISO27001 SOC2 Type II Full audit trail Document generation
In production
"Nano has demonstrated the capability to decision a home loan application in under 15 minutes in Australia."

Champion and challenger decisioning operates live within production environments across multiple lenders, with full audit trails maintained automatically. This is operational infrastructure, not conceptual architecture.

Asset templates

Configured, not coded.
Live in weeks.

Nano provides turnkey origination templates for each asset class. Launch a new lending product within the existing framework without building origination infrastructure from scratch.
Home loans
Residential mortgage and broker lodgement. Sub-15-minute decisions in production.
Vehicle finance
Auto loans and dealer network origination. Automated underwriting end to end.
Marine lending
Watercraft and specialty asset finance configured for niche origination requirements.
Microfinance
Small-value loans and BNPL. High-volume origination with automated decisioning.
Personal loans
Unsecured lending with configurable credit policy and real-time data integrations.

Additional asset classes can be configured within the same framework. Talk to us →

Technology

Built to integrate. Designed to last.

Architecture
Cloud native, API-first
Core system agnostic
Modular, composable design
Open banking ready
Highly scalable
Compliance & security
ISO27001 certified
SOC2 Type II certified
Full audit trail
Bank-grade data security
NCC Group assessed
Delivery
Integration-light deployment
Rapid time to market
Pre-built integrations
Transparent cost model
Ongoing platform evolution
Integrations

Your stack stays intact.

Nano focuses exclusively on origination. The surrounding ecosystem connects through purpose-built integrations so your existing infrastructure is not disrupted.
Identity & KYC
FrankieOne, Experian
Credit & property data
Centrix, CoreLogic, illion
Open banking
Akahu
Loan management
Servicing and lifecycle platforms
Legal & title
InfoTrack
CRM
Salesforce native integration
Get started

Ready to see how the platform runs your origination?

No demo script. A direct conversation about your current environment and how Nano would structure it.